Introduction
Canceling your Geico insurance can seem like a difficult and intimidating process.
But it doesn’t have to be. With this step-by-step guide, you’ll be able to easily and quickly cancel your Geico insurance policy. We’ll go over all the crucial information you need to know, from how to cancel over the phone and online, to what documents to have on hand when you do so.
You’ll also find out about the cancelation fees and any other charges associated with canceling your Geico policy, as well as any other important details that may apply. So if you’re considering canceling your Geico insurance, read on for all the essential information you need to know.

Logging in to Your Geico Account
The first step to canceling your Geico insurance is to log in to your account. If you don’t already have an account, you can create one. Once you log in, you will be taken to the ‘My Account’ page. Here, you will be able to view all of your insurance policies and manage payments.
To cancel your policy:
- Select the policy you would like to cancel from the list in My Account
- Click ‘Cancel Policy’
- Confirm that you want to cancel the policy by selecting ‘Yes, Cancel My Policy’
- Read and accept the cancelation agreement
- Select ‘Confirm Cancelation’
After selecting ‘Confirm Cancelation’, Geico will ask for confirmation that you would like to proceed with cancelation. You’ll then receive a confirmation email summarizing the details of your cancelation and confirming that it is complete.
Reviewing Your Policy’s Cancelation Policy
Before you make the decision to cancel your Geico insurance policy, it is important to review its cancelation policy. The first step is to check the fine print in your policy, as some policies have waiting periods or other stipulations that prevent you from canceling within a certain amount of time.
If you do not find specific potential issues with making changes to your policy, it’s time to call a Geico insurance agent. Have your policy number and current information ready so they can assist you with any questions or concerns related to canceling your policy.
Your Geico agent will provide you with an estimate of any refund that may be due based on the unearned portion of the premium paid for the cancelation period. Additionally, they may also offer tips on money-saving discounts should you decide to reinstate the policy at a later date.
Requesting a Refund or Credit
One of the best ways to ensure that you’re making the most out of your Geico policy is to make sure you cancel it at an appropriate time. Whether you plan on switching to another provider or going without coverage altogether, it’s important to understand the process for canceling your insurance with Geico and to be aware of what refunds or credits you may be eligible for. Here are the steps for requesting a refund or credit once you’ve decided to cancel your policy:
- Contact Geico and request a cancelation form.
- Fill out the form and provide any necessary supporting documents as requested.
- Submit your completed form and documents to Geico’s Customer Service department.
- Wait for Geico’s response and follow up as needed.
In some cases, Geico may issue a refund or credit for any unused premiums when a policy is canceled mid-term. It’s also important to note that if you have an installment plan, there may be additional charges associated with canceling your policy early—it’s important to call Geico to discuss your particular coverage and situation in detail prior to requesting cancelation in order to understand any potential fees that may apply.
Getting Assistance With Canceling Your Geico Insurance
Need assistance canceling your Geico insurance policy? No problem! Geico makes it easy to get the help you need with just a few simple steps.
Step 1: Contact Customer Service
The first step is to contact Geico’s customer service team by calling 1-800-861-8380. Make sure you have all the necessary information on hand, such as your policy number and any documents related to your cancelation, as they will be required to process your request.
Step 2: Submit Written Notice
If you’d prefer to submit your cancelation in writing, you can do so by sending a letter of notice to Geico at One GEICO Plaza, Washington, DC 20076. Be sure to include your policy number and the date of cancelation in the letter.
Step 3: Pay Any Outstanding Balances
Once your request has been processed, any outstanding balances must be paid in full before the policy can officially be canceled. You can do this by providing your payment information either over the phone or online via their secure payment portal.
By following these simple steps, you can easily cancel your Geico insurance policy with minimal stress or hassle.
What to Do After You’ve Canceled Your Geico Insurance
Once you have canceled your Geico insurance, there are a few steps you should take to make sure everything is taken care of and you’re no longer liable for any additional payments.
Notify Your Bank
If you’re paying for your Geico policy with a credit or debit card, be sure to notify your bank that the cancelation has been made. The bank can then stop any automatic payment that was in place for the policy.
Document the Cancelation
Get a copy of the cancelation notice so you can keep it on file. This will help if there are any issues with the cancelation or if you need proof of having canceled your policy down the line.
File Any Refunds
If you’re owed money back from Geico, follow up with them to ensure that you get it promptly. Some states require insurance companies to refund unused premiums if a policy is canceled within a certain time frame.
By taking these steps after canceling your Geico insurance, you can ensure that all the necessary bases are covered and avoid any issues down the road.
Frequently Asked Questions About Canceling Geico Insurance
If you’re canceling your Geico insurance, you may still have some questions. We’ve answered some of the most frequently asked questions below to help make the process smoother.
Can I Cancel My Policy At Any Time?
Yes, you can cancel your Geico policy at any time for any reason. Just keep in mind that there may be cancelation fees associated with canceling early, and these fees will vary depending on how long you’ve had the policy and other factors.
How Much Does It Cost To Cancel Geico Insurance?
The cost of canceling depends on a few factors such as how long you’ve had the policy and if there are any cancelation fees associated with the policy. Generally, there is a $25 fee to cancel a policy that has been in effect for less than 11 months. It’s also important to note that if you have recently made any payments towards your policy, they may not be refunded.
Do I Need to Pay Any Fees When Canceling My Policy?
It depends – some policies may require payment of a cancelation fee or other additional costs when canceling a policy early. Be sure to check your policy documents before canceling to see what costs are required.